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1.35fr}}.btn-go{background:var(--xb-amber);color:#1d1606;cursor:pointer;border:0;border-radius:999px;width:100%;min-height:50px;font-size:17px;font-weight:700;transition:transform .15s,background .2s}.btn-go:hover{background:#ffb43d}.btn-go:active{transform:scale(.985)}.calc-hint{color:var(--xb-amber-ink);min-height:1em;margin-top:8px;font-size:14px}.calc-note{color:var(--ink-soft);margin-top:10px;font-size:13px}.result{border-top:2px dashed var(--xb-line);margin-top:16px;padding-top:16px;scroll-margin-top:76px}.result[hidden]{display:none}.result-main{flex-wrap:wrap;align-items:baseline;gap:6px;display:flex}.result-main .lbl{color:var(--ink-soft);font-size:14px}.result-main .fee{color:var(--xb-green-deep);font-size:40px;font-weight:800;line-height:1.1}.result-main .unit{font-size:15px;font-weight:600}.formula{color:var(--xb-night);margin-top:6px;font-size:14px}.formula b{font-weight:700}.rate-down{color:var(--xb-green);font-weight:700}.rate-up{color:var(--xb-up);font-weight:700}.rate-zero{color:var(--ink-soft);font-weight:700}.result-why{color:var(--ink-soft);margin-top:6px;font-size:13px}.result-actions{flex-wrap:wrap;align-items:center;gap:10px;margin-top:12px;display:flex}.ask-btn{background:var(--xb-green);color:#fff;cursor:pointer;border:0;border-radius:999px;align-items:center;gap:8px;min-height:44px;padding:4px 16px 4px 6px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex}.ask-btn:hover{background:var(--xb-green-deep)}.ask-btn img,.ask-btn canvas{width:30px;height:33px}.link-more{color:var(--xb-green);font-size:14px;font-weight:600;text-decoration:none}.link-more:hover{text-decoration:underline}.hero-mascot{aspect-ratio:1;width:min(100%,420px);margin:0 auto;position:relative}.hero-mascot img.mascot-still{object-fit:contain;width:100%;height:100%}.hero-mascot.is-3d img.mascot-still{display:none}.hero-mascot .mascot-canvas{display:block;width:100%!important;height:100%!important}.mascot-tag{white-space:nowrap;color:#ffffffe6;background:#0a1814b8;border-radius:999px;padding:6px 12px;font-size:13px;position:absolute;bottom:2%;left:50%;transform:translate(-50%)}.mascot-tag b{color:var(--xb-amber)}@media(max-width:1023px){.hero-in{padding-top:84px}.hero-side{z-index:2;width:clamp(96px,22vw,180px);position:absolute;top:66px;right:6px}.hero-mascot{width:100%}.mascot-tag{display:none}}.ladder{gap:6px;margin-top:14px;display:grid}.ladder-row{grid-template-columns:76px 1fr 64px;align-items:center;gap:8px;font-size:13px;display:grid}.ladder-row .bar{background:#e4eae7;border-radius:6px;height:12px;overflow:hidden}.ladder-row .bar i{background:#9fc9b8;border-radius:6px;height:100%;display:block}.ladder-row.is-up .bar i{background:#e2a596}.ladder-row.is-on{font-weight:700}.ladder-row.is-on .bar i{background:var(--xb-green)}.ladder-row.is-on.is-up .bar i{background:var(--xb-up)}.ladder-row .v{text-align:right}.sec{padding:64px 0}@media(min-width:640px){.sec{padding:80px 0}}.wrap{max-width:72rem;margin:0 auto;padding:0 16px}@media(min-width:640px){.wrap{padding:0 24px}}.wrap-narrow{max-width:48rem;margin:0 auto;padding:0 16px}.kicker{letter-spacing:.08em;color:var(--xb-green);margin:0 0 6px;font-size:13px;font-weight:700}.sec h2{margin:0 0 12px;font-size:clamp(24px,3.4vw,32px);font-weight:700}.sec .lead{color:var(--ink-soft);max-width:44em;margin:0 0 28px}.lane{background:repeating-linear-gradient(90deg,#ffffff8c 0 28px,#0000 28px 52px);border:0;height:4px;margin:0}.band{background:var(--band);color:#fff}.band .kicker{color:var(--xb-amber)}.band .lead{color:#ffffffb8}.scheme-scroll{border:1px solid #ffffff24;border-radius:14px;overflow-x:auto}.scheme-table{border-collapse:collapse;width:100%;min-width:620px;font-size:14px}.scheme-table th,.scheme-table td{text-align:center;border-bottom:1px solid #ffffff1a;padding:10px 12px}.scheme-table thead th{color:#ffffffe6;background:#ffffff0f;font-size:14px}.scheme-table tbody th{text-align:left;color:#ffffffc7;background:#0c3a2d;min-width:11em;font-weight:500;position:sticky;left:0}.scheme-table thead th:first-child{text-align:left;background:#0f4434;position:sticky;left:0}.scheme-table td{color:#b9e7d3;font-weight:700}.scheme-table td.up{color:#ffc9a8}.scheme-table td:not(.up):not(.down){color:#ffffffb3}.scheme-table .is-mine{background:#f5a52429}.scheme-table thead th.is-mine{color:var(--xb-amber)}.scheme-regions{gap:10px;margin:18px 0 0;display:grid}@media(min-width:760px){.scheme-regions{grid-template-columns:repeat(2,minmax(0,1fr))}}.scheme-regions>div{background:#ffffff0d;border-radius:10px;padding:10px 12px}.scheme-regions>div.is-mine{background:#f5a52429}.scheme-regions dt{font-size:14px;font-weight:700}.scheme-regions dt span{color:#fff9;margin-left:8px;font-size:13px;font-weight:400}.scheme-regions dd{color:#ffffffd1;margin:2px 0 0;font-size:14px}.band .src{color:#ffffffb3;margin-top:18px;font-size:13px}.band a{color:var(--xb-amber)}.limits{gap:14px;display:grid}@media(min-width:760px){.limits{grid-template-columns:1fr 1fr}}.limit-card{border:1px solid var(--xb-line);background:#fff;border-radius:16px;padding:20px}.limit-card h3{margin:0 0 12px;font-size:16px}.limit-card ul{gap:8px;margin:0;padding:0;list-style:none;display:grid}.limit-card li{border-bottom:1px dashed var(--xb-line);justify-content:space-between;align-items:baseline;gap:10px;padding-bottom:8px;font-size:14px;display:flex}.limit-card li b{color:var(--xb-green-deep);font-size:18px}.duo{gap:16px;display:grid}@media(min-width:860px){.duo{grid-template-columns:1fr 1fr}}.note-card{border:1px solid var(--xb-line);background:#fff;border-radius:16px;padding:22px}.note-card.is-amber{background:var(--xb-amber-soft);border-color:#8a530033}.note-card h3{margin:0 0 8px;font-size:18px}.note-card p{color:#33413c;margin:0 0 8px;font-size:15px}.note-card a{color:var(--xb-green);font-weight:600}.note-card.is-amber a{color:var(--xb-amber-ink)}.src-list{gap:8px;margin:16px 0 0;padding:0;font-size:14px;list-style:none;display:grid}.src-list a{color:var(--xb-green)}.rule-list{color:#33413c}.sec-white{background:#fff}.sec-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px;margin-bottom:18px;display:flex}.sec-head h2{margin:0}.art-list{border-top:1px solid var(--xb-line);gap:0;display:grid}@media(min-width:860px){.art-list{grid-template-columns:1fr 1fr;column-gap:40px}}.art-list a{border-bottom:1px solid var(--xb-line);color:var(--xb-night);grid-template-columns:auto 1fr;gap:4px 14px;padding:14px 4px;text-decoration:none;display:grid}.art-list a:hover h3{color:var(--xb-green)}.art-list time{color:var(--ink-soft);grid-row:span 2;width:7.5em;padding-top:2px;font-size:13px}.art-list h3{margin:0;font-size:15px;font-weight:600;line-height:1.5}.art-list p{color:var(--ink-soft);white-space:nowrap;text-overflow:ellipsis;min-width:0;margin:0;font-size:13px;overflow:hidden}.art-list h3,.art-list p{min-width:0}@media(max-width:639px){.art-list a{grid-template-columns:1fr}.art-list time{order:2;grid-row:auto;width:auto;padding:0}.art-list p{display:none}}.faq{gap:10px;display:grid}.faq details{border:1px solid var(--xb-line);background:#fff;border-radius:12px}.faq summary{cursor:pointer;justify-content:space-between;gap:12px;padding:14px 18px;font-size:15px;font-weight:600;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--xb-green);font-size:20px;line-height:1;transition:transform .25s}.faq details[open] summary:after{transform:rotate(45deg)}.faq details p{color:#3b4844;margin:0;padding:0 18px 16px;font-size:14px}.faq details a{color:var(--xb-green)}.cta-band{background:var(--xb-green);color:#fff}.cta-in{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;display:flex}.cta-in h2{margin:0 0 4px;font-size:clamp(20px,3vw,26px)}.cta-in p{color:#ffffffc7;margin:0;font-size:14px}.cta-band .ask-btn{background:var(--xb-amber);color:#1d1606}.cta-band .ask-btn:hover{background:#ffb43d}.prose-body{color:#2c3834;max-width:720px;font-size:1.0625rem;line-height:1.8}.prose-body h2{color:var(--ink);margin:2.2rem 0 .9rem;font-size:1.45rem;font-weight:600}.prose-body h3{color:var(--ink);margin:1.8rem 0 .7rem;font-size:1.2rem;font-weight:600}.prose-body p{margin:.9rem 0}.prose-body ul,.prose-body ol{margin:.9rem 0;padding-left:1.4rem}.prose-body ul{list-style:outside}.prose-body ol{list-style:decimal}.prose-body li{margin:.35rem 0}.prose-body blockquote{border-left:3px solid var(--accent);color:var(--ink-soft);margin:1.2rem 0;padding-left:1rem}.prose-body a{color:var(--brand);text-decoration:underline}.prose-body a.ask-btn{color:#fff;text-decoration:none}.prose-body table{border-collapse:collapse;width:100%;font-size:.95rem;display:block;overflow-x:auto}.prose-body th,.prose-body td{border:1px solid var(--xb-line);text-align:left;padding:6px 10px}.reveal{opacity:0;transition:opacity .5s var(--ease),transform .5s var(--ease);transform:translateY(14px)}.reveal.in{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transition:none;transform:none}html{scroll-behavior:auto}.card-lift,.card-lift:hover{transition:none;transform:none}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-ordinal{syntax:"*";inherits:false}@property --tw-slashed-zero{syntax:"*";inherits:false}@property --tw-numeric-figure{syntax:"*";inherits:false}@property --tw-numeric-spacing{syntax:"*";inherits:false}@property --tw-numeric-fraction{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@media(max-width:820px){a[data-astro-cid-37fxchfa],button[data-astro-cid-37fxchfa],input[data-astro-cid-37fxchfa],select[data-astro-cid-37fxchfa],textarea[data-astro-cid-37fxchfa],[data-astro-cid-37fxchfa][role=button]{min-height:44px;min-width:44px;box-sizing:border-box}header[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.header[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],nav[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.nav[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.navbar[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.menu[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.site-header[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.topbar[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.footer[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],footer[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.tags[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.tag[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.tagcloud[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],a[data-astro-cid-37fxchfa].button,.button[data-astro-cid-37fxchfa],.btn[data-astro-cid-37fxchfa],button[data-astro-cid-37fxchfa],[data-astro-cid-37fxchfa][role=button]{display:inline-flex;align-items:center;justify-content:center}.site-footer[data-astro-cid-37fxchfa] nav[data-astro-cid-37fxchfa] a[data-astro-cid-37fxchfa],.site-nav[data-astro-cid-37fxchfa].is-open a[data-astro-cid-37fxchfa]{justify-content:flex-start}}